What Were We Spending Our Money On?

July 18, 2020 2 min read

1 Comment


A few weeks ago, I bumped into another grade 1 parent at the park, an acquaintance I knew from school events. As we chatted about our strange time since mid-March (working from home; restless but resilient kids; he hadn’t stepped foot in a store for 3 months...), he made an interesting remark:

We’ve looked at our bank account at the end of each month and thought, “what were we spending all that money on?!”

Many people have lost jobs or decreased employment this year. But, there are many others who have continued to generate the same salary, with reduced expenses

Some everyday expenses were simply on pause and will eventually come back around (or have already by this point): haircuts, dentist appointments, errands deferred...

But, there are other missing expenses that, like my neighbour, may have you wondering: What even were we spending on? Did we even miss these expenditures? 

 


I suspect that some of my neighbor’s mysterious spending could fall under the banner of “lifestyle creep”. Coffee shops, meals out at restaurants, birthday party gifts, idle spending while browsing the mall or the grocery aisles (this phenomenon doesn’t exist with online grocery shopping!)... etc. Not the essentials, but some of the things we spend on with discretionary money, as we have margin.

 

What a fantastic opportunity right now to re-assess this kind of spending!! To ask: does this kind of expenditure actually improve the happiness of my life? When I didn't do this or buy that, did I miss it?

For some of the subjects of these questions, the answer will be a clear yes, and some will be a (perhaps surprising) no. 

 

We went for a dinner date and felt delighted to both enjoy the meal at a favorite restaurant and support a business that we want to succeed. On the other hand, Wayne also said that he had been getting a $5 coffee every time he delivered our parcels (pre-covid) and after the cafe re-opened, he felt like he only wanted to go once in a while.

 

Does this experience resound with you at all? What are the yes-worth-its and nah-maybe-nots that have arisen from a decrease in expenses? Share with me in the comments below, or email me.

 


1 Response

Christa March
Christa March

July 18, 2020

I have found the daily coffee can be done cheaper and many times bettet at home. I am more deliberate with what I buy to eat. I plan and cook more meals ar home. Will still get restaurant food or coffee out but only occasionally. It won’t be a daily necessity anymore. I am learning alot out of this crisis. Especially appreciation for what others do and what is good in life.

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