A few weeks ago, I bumped into another grade 1 parent at the park, an acquaintance I knew from school events. As we chatted about our strange time since mid-March (working from home; restless but resilient kids; he hadn’t stepped foot in a store for 3 months...), he made an interesting remark:
We’ve looked at our bank account at the end of each month and thought, “what were we spending all that money on?!”
Many people have lost jobs or decreased employment this year. But, there are many others who have continued to generate the same salary, with reduced expenses.
Some everyday expenses were simply on pause and will eventually come back around (or have already by this point): haircuts, dentist appointments, errands deferred...
But, there are other missing expenses that, like my neighbour, may have you wondering: What even were we spending on? Did we even miss these expenditures?
I suspect that some of my neighbor’s mysterious spending could fall under the banner of “lifestyle creep”. Coffee shops, meals out at restaurants, birthday party gifts, idle spending while browsing the mall or the grocery aisles (this phenomenon doesn’t exist with online grocery shopping!)... etc. Not the essentials, but some of the things we spend on with discretionary money, as we have margin.
What a fantastic opportunity right now to re-assess this kind of spending!! To ask: does this kind of expenditure actually improve the happiness of my life? When I didn't do this or buy that, did I miss it?
For some of the subjects of these questions, the answer will be a clear yes, and some will be a (perhaps surprising) no.
We went for a dinner date and felt delighted to both enjoy the meal at a favorite restaurant and support a business that we want to succeed. On the other hand, Wayne also said that he had been getting a $5 coffee every time he delivered our parcels (pre-covid) and after the cafe re-opened, he felt like he only wanted to go once in a while.
Does this experience resound with you at all? What are the yes-worth-its and nah-maybe-nots that have arisen from a decrease in expenses? Share with me in the comments below, or email me.
Looking back at some photos from last Christmas, I came across this screenshot from my phone that really made me laugh:
My husband was dropping off our parcels recently, and a woman working in our shipper's office said, "I was looking at your site, and I think I might buy some of these blankets this year as gifts; I'm mostly shopping online." Another employee chimed in, "I'm going to do all of my shopping online, too."
That evening, he went with our kids to the mall to pick something up (masked, natch), and as he surveyed the hallways — with some permanently closed stores, some shuttered from lack of employees, etc. — Wayne's thought was, "I think I need to do all my shopping at the mall!"
Recently, dignify received a review on our blankets that addressed the variety of our styles (color/pattern), and the contrast/matching choices that go into our kantha. Let's take a glimpse behind-the-scenes at the number of factors that contribute to these decisions.
How do we choose the fabric? How do we match saris to create the kantha blankets? Why are some combinations bad? Why aren’t there more grey/buttery yellow/navy blue color combos?
I know that many of you have wondered about these questions from time to time, too!